There are 10,795 households out of which 24.4% have children under the age of 18 living with them, 35.2% are married couples living together, 12.8% have a female householder with no husband present, and 48.6% are non-families. 34.7% of all households are made up of individuals and 8.8% have someone living alone who is 65 years of age or older. The average household size is 2.14 and the average family size is 2.78.
The age distribution, influenced strongly by the presence of EKU, is: 17.5% under the age of 18, 31.7% from 18 to 24, 27.5% from 25 to 44, 13.8% from 45 to 64, and 9.5% who are 65 years of age or older. The median age is 25 years. For every 100 females there are 90.4 males. For every 100 females age 18 and over, there are 87.8 males.
The median income for a household in the city is $25,533, and the median income for a family is $36,222. Males have a median income of $30,817 versus $22,053 for females. The per capita income for the city is $15,815. 25.0% of the population and 16.6% of families are below the poverty line. Out of the total people living in poverty, 26.2% are under the age of 18 and 19.9% are 65 or older. However, traditional poverty measures can be misleading when applied to communities with substantial student populations, such as Richmond.